Make your biweekly paycheck make sense.
Paid every two weeks, but bills arrive monthly? Convert your take-home pay into a realistic monthly picture in seconds.
Your numbers
Use your after-tax amount, paid every two weeks (26 checks a year).Your monthly picture
Average monthly income uses 26 paychecks ÷ 12 months. Actual months usually have two paychecks; two months may have three. Plan bill due dates using each paycheck.
Monthly averages cannot show which paycheck will cover a bill due next week. The $8.99 Excel / Google Sheets workbook has a Paycheck Plan sheet plus monthly bills, savings funds and debt tracking.
Get the paycheck planning workbook — $8.99 →One-time purchase. No subscription.Turn your monthly estimate into a plan for each payday
This free calculator gives you a snapshot. The FHI Paycheck Budget Planner 2026 workbook helps you organize individual paychecks, monthly bills, sinking funds and debt tracking in Excel or Google Sheets.
Plan each paycheck — $8.99 one-time →One-time purchase · No subscriptionFrequently asked questions
How do I budget biweekly paychecks?
Start with your actual after-tax paycheck, list bills by due date, and allocate each check to upcoming expenses. A monthly average is useful for planning, but don't spend a third paycheck before it arrives.
Is biweekly the same as twice monthly?
No. Biweekly means every 14 days, usually 26 payments per year. Twice monthly means 24 payments per year. This calculator is for biweekly pay.
Is my information stored?
No account is required. This calculator works in your browser and does not submit your inputs to a server.